FWF Ledger
Your net worth with a history you can question, a debt payoff plan that names the date you’d be free, and budgeting built from what you actually spent. No jargon, no upsell — just the numbers.
It looks like this
What’s in it
Net worth, history, exportDrag across the chart to compare any two dates. Corrections edit in place.FREE
Debt payoff, three waysCheapest first, smallest first, or your own order — each with its cost and the date you'd be free. Buy-now-pay-later counts as debt.FREE
Goals, credit usage, debt-to-incomeFREE
Budgeting from your bank50/30/20 from real transactions. Re-categorise one and it remembers. Smoothing for irregular pay.PAID
Subscriptions, reports, sharingWhat a debt has actually cost you, and the share of every dollar you paid that never touched the balance.PAID